Discussing money and budgeting

When I first moved to London, I went overboard with spending — eating out every night, taking weekend trips, buying clothes I didn't need. Within six months, I was struggling to make ends meet . A friend sat down with me and showed me exactly what I was spending, and I was shocked by the numbers. I realized I didn't need to be tight-fisted , but I did need to live within my means . The turning poi